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From the category archives: Ron Lundquist Bankruptcy Blog

Chapter 11 Bankruptcy

Who Can View My Bankruptcy Record and Why Does it Matter?

Filing a personal bankruptcy case is public record. Your case, however, is not something that the general public can obtain easily. Although various websites provide this information, they’re not as easy to access as you would think. Most of these sites require paid subscriptions - something that most people will not find valuable.

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Bankruptcy and Divorce: What You Need to Know

It’s difficult for anyone to go through divorce and bankruptcy at the same time. If you are trying to juggle both at the same time, you’ll need an experienced attorney at law to get you through the proceedings. At The Minnesota Bankruptcy Center, I provide sound legal counsel for clients who plan to file a Chapter 7 or Chapter 13 Bankruptcy. I can lighten your load and help you navigate through the bankruptcy so that it goes smoothly. Before you commit to a bankruptcy, there are some things you should consider:

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How Bankruptcy Really Affects Your Credit

For many people, credit is a very personal thing, and the idea of filing for bankruptcy can be quite intimidating. Often, for those considering it, they wonder how bankruptcy affects their credit. Well, with over 20 years experience as a bankruptcy attorney, I can confidently say that it doesn’t have to be an intimidating process, especially with help. While it’s true, bankruptcy does affect your credit score; it doesn’t leave the long term black mark that you might expect. Let’s take a look at how it does affect your credit.

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Should I Consider Filing Bankruptcy?

If you find yourself thinking of filing bankruptcy, you may have a lot of apprehension and questions. Bankruptcy is a great tool available to help people hit the reset button on their finances. While the law can be tough to navigate, a bankruptcy attorney such as myself can lend a helping hand, making the process smooth and stress-free. After over 20 years of experience as a bankruptcy attorney, I can assure you it can greatly benefit you if you’re struggling with burdensome debts.

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Starting to Consider Bankruptcy

It happens to many people: the debt slowly builds until you can’t keep up with it anymore. According to the American Bankruptcy Institute, in January there were nearly 55,000 filings in the U.S. So filing for bankruptcy is not only common, but it can be the best solution to your financial situation. Whether you’re facing foreclosure, struggling with wage garnishment, or battling medical bills, bankruptcy could be the fresh start you need!

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How to Navigate Bankruptcy Without Being Intimidated

You’re here because you’re contemplating bankruptcy. Acknowledging that your finances are in jeopardy is a difficult thing to do. We all want to feel in control of our lives and secure in taking care of a family. But sometimes bankruptcy is necessary due to factors beyond our control. You can find stability again.

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The Types of Clients Who Qualify for Bankruptcy

There’s a universal need for debt relief. People from all types of backgrounds and income levels might face unforeseen debt due to an unexpected health issue, loss of employment, or other unfortunate circumstance. A good attorney won’t judge you, no matter who you are or where you come from. Moreover, a good attorney will explain to you how each unique aspect of your case will affect your bankruptcy process and what can be done to ensure that you reach your fresh start!

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Filing For Bankruptcy Without A Lawyer

Why should I pay money I don’t have to a lawyer to file for bankruptcy? Isn’t it just filling out a few forms!”

 

Countless bankruptcy attorneys have heard words similar to these, not only from potential bankruptcy clients, but even from other (non-bankruptcy) lawyers. So should you, a person thinking about filing for bankruptcy, pay a lawyer to represent you or file pro se (without a lawyer)? There are a lot of articles on this, such as one I wrote, discussing some of the bad things that can happen because you don’t know what you don’t know. But simply looking at the numbers shows that it isn’t a good idea to file without a lawyer.

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