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From the category archives: Ron Lundquist Bankruptcy Blog

Rebuild Credit

Credit Cards After Bankruptcy

Recovering from bankruptcy will happen sooner and easier than you think. The key is to re-establish your credit on all fronts. For instance, you’ll want to build your credit score back up so that you can apply for a car loan, a home loan, or attract a lender for a personal loan. The best place to start to rebuild your credit may be in applying for a secured credit card.

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How Bankruptcy Really Affects Your Credit

For many people, credit is a very personal thing, and the idea of filing for bankruptcy can be quite intimidating. Often, for those considering it, they wonder how bankruptcy affects their credit. Well, with over 20 years experience as a bankruptcy attorney, I can confidently say that it doesn’t have to be an intimidating process, especially with help. While it’s true, bankruptcy does affect your credit score; it doesn’t leave the long term black mark that you might expect. Let’s take a look at how it does affect your credit.

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Life After Bankruptcy Discharge

If you find yourself in financial trouble, struggling to make ends meet and choosing between bills to pay, you may consider bankruptcy to help alleviate the weight of your financial burdens. As you consider the process, like many others you may also find yourself wondering what life after Chapter 7 or 13 bankruptcy discharge is like.

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What Bankruptcy Can’t Do

Today with many options available for purchasing things on credit, it can be easy for finances to get out of control. Then you constantly feel like you’re taking two steps forward and one step back! There is no shame in turning to bankruptcy, especially when your debts are ruling your life. In fact bankruptcy is a tool to pursuing financial freedom, and is there to help people like you get a fresh start financially.

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Mistakes To Avoid: How To Recognize When And Where You Are Exposed Financially

Recovering from bankruptcy means more than re-establishing credit. True recovery means that you need to change the way you think about credit and money.

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Bankruptcy Protects You and Your Property

Bankruptcy isn’t a process designed to take your property away. In fact, it’s a process intended to protect your rights and assets. You’ve worked hard for every cent you make and everything you own; you deserve to keep it.

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Bouncing Back After Bankruptcy

When considering filing bankruptcy or actually going through the process, most people have one fear in common: How will this bankruptcy affect my credit? People are concerned that a negative impact on credit might affect their ability to buy a home or a car or finance other items in the future. 

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BANKRUPTCY BASICS: HOW CAN I REBUILD MY CREDIT AFTER BANKRUPTCY?

Good credit is a basic requirement for everyone, and the first question most debtors ask after filing for or discharging a bankruptcy is how to restore their credit rating.

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