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From the category archives: Ron Lundquist Bankruptcy Blog

Chapter 11 Bankruptcy

What Happens After Bankruptcy Discharge?

Have your debts become overwhelming? Having trouble making your payments on time each month? Filing for bankruptcy can help you take the weight of your financial burdens off your shoulders, but as you can imagine, it doesn’t come without its share of repercussions. If you’re considering filing for either Chapter 7 or Chapter 13 bankruptcy, you no doubt have questions and concerns about what might happen after the court discharges your debts. Below, Ron Lundquist, Attorney at Law, discusses a brief overview of what life after bankruptcy discharge entails.

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Should You File for Bankruptcy? 3 Signs It’s Time

Feeling overwhelmed by your debts can be crushing. Anxiety about monthly payments, household expenses, persistent debt collectors, and ever-accumulating interest is enough to make anyone feel confused and even helpless. Misconceptions around filing for bankruptcy tend to paint the process in a seriously negative light; however, if you’re truly struggling, bankruptcy can provide you with an opportunity for a fresh start. How do you know when it’s time to take the leap and file? Here are a few of the telltale concerns that allow my clients and I to reach a consensus on a bankruptcy filing decision:

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The Difference Between Chapter 7 and Chapter 13 Bankruptcy

If you’re in a situation where you are considering filing for bankruptcy, it’s important to know all your options. With the help of a reputable attorney, this process can be made easier for you. At Ron Lundquist, Attorney at Law, I can help you with all of your bankruptcy questions and needs. In addition to fully analyzing your finances to find solutions, I can recommend alternatives to bankruptcy and explain the two primary types of bankruptcy I handle. When my clients file for bankruptcy, I typically suggest filing for either Chapter 7 or Chapter 13 bankruptcy. Each of these options has its own qualifications and entails different things. Here, I will walk you through both of these options, so I can help you find the option that works best for you.

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Bounce Back From Bankruptcy

Filing for bankruptcy can knock the wind right out of you. You may feel helpless, discouraged, and angry. However, recovering from bankruptcy can be done, all it takes is hard work. Below, we will give you a brief overview on how to bounce back from Chapter 7 or Chapter 13 bankruptcy. If you’d like more in-depth help, contact our office today.

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How to Prepare for the Bankruptcy Meeting of Creditors

Before you can discharge your debts in a bankruptcy, you will attend a mandatory hearing known as the meeting of creditors (or a 341 hearing). The meeting takes place 20 to 40 days after you file your bankruptcy. During the meeting, the bankruptcy trustee assigned to your case may ask you a series of questions.

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Who Can View My Bankruptcy Record and Why Does it Matter?

Filing a personal bankruptcy case is public record. Your case, however, is not something that the general public can obtain easily. Although various websites provide this information, they’re not as easy to access as you would think. Most of these sites require paid subscriptions - something that most people will not find valuable.

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Bankruptcy and Divorce: What You Need to Know

It’s difficult for anyone to go through divorce and bankruptcy at the same time. If you are trying to juggle both at the same time, you’ll need an experienced attorney at law to get you through the proceedings. At The Minnesota Bankruptcy Center, I provide sound legal counsel for clients who plan to file a Chapter 7 or Chapter 13 Bankruptcy. I can lighten your load and help you navigate through the bankruptcy so that it goes smoothly. Before you commit to a bankruptcy, there are some things you should consider:

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How Bankruptcy Really Affects Your Credit

For many people, credit is a very personal thing, and the idea of filing for bankruptcy can be quite intimidating. Often, for those considering it, they wonder how bankruptcy affects their credit. Well, with over 20 years experience as a bankruptcy attorney, I can confidently say that it doesn’t have to be an intimidating process, especially with help. While it’s true, bankruptcy does affect your credit score; it doesn’t leave the long term black mark that you might expect. Let’s take a look at how it does affect your credit.

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Should I Consider Filing Bankruptcy?

If you find yourself thinking of filing bankruptcy, you may have a lot of apprehension and questions. Bankruptcy is a great tool available to help people hit the reset button on their finances. While the law can be tough to navigate, a bankruptcy attorney such as myself can lend a helping hand, making the process smooth and stress-free. After over 20 years of experience as a bankruptcy attorney, I can assure you it can greatly benefit you if you’re struggling with burdensome debts.

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Starting to Consider Bankruptcy

It happens to many people: the debt slowly builds until you can’t keep up with it anymore. According to the American Bankruptcy Institute, in January there were nearly 55,000 filings in the U.S. So filing for bankruptcy is not only common, but it can be the best solution to your financial situation. Whether you’re facing foreclosure, struggling with wage garnishment, or battling medical bills, bankruptcy could be the fresh start you need!

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