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From the category archives: Ron Lundquist Bankruptcy Blog

Chapter 7 Bankruptcy

What is the Bankruptcy Process?

Filing for bankruptcy can seem like a daunting task, but it doesn’t have to be with the help of a reputable bankruptcy lawyer. We will ensure you have everything needed to execute a successful filing.

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The Difference Between Chapter 7 and Chapter 13 Bankruptcy

There are stark differences between Chapter 7 and Chapter 13 bankruptcy, which need to be taken into account before you file for either type. Consult a reputable attorney to discover which option is best for your circumstances.

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Types of Debt Wiped Out by Bankruptcy

Chapter 7 and Chapter 13 bankruptcy both have their own debt-relief benefits in addition to overarching benefits that come with filing for bankruptcy as a whole.

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What Should You Ask a Bankruptcy Attorney Before Filing?

Knowing what type of bankruptcy to file for can be difficult, but consulting with a reputable attorney can make it easier. Oftentimes, people file for either Chapter 7 or Chapter 13 Bankruptcy. By finding a great lawyer and asking the right questions, you can ensure you’re making the right choice.

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Bounce Back From Bankruptcy

Filing for bankruptcy can bring you down and set you back, but it does not have to be permanent. Through hard work and calculated steps, you can recover and be financially better than ever before.

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What is a Means Test Calculator?

The test determines whether you are able to pay back your debt. If so, you won't be allowed to follow through with Chapter 7 bankruptcy. Instead, you may have the option of filing Chapter 13 bankruptcy.

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How to Prepare for the Bankruptcy Meeting of Creditors

Before you can discharge your debts in a bankruptcy, you will attend a mandatory hearing known as the meeting of creditors (or a 341 hearing). The meeting takes place 20 to 40 days after you file your bankruptcy. During the meeting, the bankruptcy trustee assigned to your case may ask you a series of questions.

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Who Can View My Bankruptcy Record and Why Does it Matter?

Filing a personal bankruptcy case is public record. Your case, however, is not something that the general public can obtain easily. Although various websites provide this information, they’re not as easy to access as you would think. Most of these sites require paid subscriptions - something that most people will not find valuable.

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Yes! You Can Recover From a Bankruptcy: Here’s How.

If you’ve recently filed for bankruptcy, you may feel thoroughly drained and hopeless. The good news is that there’s light at the end of the tunnel. There’s nothing permanent about a Chapter 7 or Chapter 13 bankruptcy. And while you may feel downtrodden at the moment, it won’t take long for you to get back on your feet. Below are some of the tips on how you can overcome a bankruptcy. If you need further advice, please contact my office. Together, we can get you on the road to recovery.

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5 Questions to Ask a Bankruptcy Attorney

Before you begin the process of filing bankruptcy, you’ll need to hire a skilled bankruptcy attorney to go over all the paperwork. Only an attorney can make sure you are protected through this challenging processing. Below are some questions that will come up during our first meeting. I recommend that you write down a list of other questions you may have during our session as well. I am here to answer your questions and help you in any way I can.

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