Before you can discharge your debts in a bankruptcy, you will attend a mandatory hearing known as the meeting of creditors (or a 341 hearing). The meeting takes place 20 to 40 days after you file your bankruptcy. During the meeting, the bankruptcy trustee assigned to your case may ask you a series of questions.


Questions may include:


●        Basic information such as your name, social security number, and current address. The trustee may also ask you for a form of photo ID

●        Your understanding of all bankruptcy petitions you filed and if you have confirmed that the information on the petitions is accurate

●        You will be asked to address any omission or errors. You may also need to elaborate or clarify your petition

●        Assets and creditors you listed on the bankruptcy forms

●        If you signed all the bankruptcy forms

●        If you have filed for bankruptcy in the past

Documents You Will Submit Before the Meeting of Creditors

The trustee may require you to provide supporting documents of your bankruptcy before the 341 hearing. Documents you may be required to submit include:


●        Recent Tax returns

●        Pay stubs or other forms of pay verification

●        Mortgage or other loan statements

●        Property evaluation

●        Retirement account statements

●        Bank account statements

●        Vehicle registration

Bankruptcy Petition Review Preparation

Once you enter the meeting of creditors, you will verify that the information on your bankruptcy papers is complete, up-to-date, and accurate. You may also have to answer questions regarding the following:


●        Income

●        Assets

●        Expenses

●        Debts

●        Other financial information


Be sure to review all of this information with your bankruptcy attorney so that you can provide clear and accurate answers. If you believe there is a mistake in any of the document, then go over that information with your attorney.


Try to amend your bankruptcy forms before the meeting of creditors. Your attorney can go over the amendments and what the courts allow.

How a Bankruptcy Lawyer Can Help You Prepare for Your Meeting

A bankruptcy lawyer can help you with your upcoming meeting of creditors in the following ways:


●        Prepare all necessary paperwork

●        Submit all documents to the bankruptcy court and all relevant legal entities

●        Manage all financial information, such as income, expenses, assets, and debts

●        Ensure all completed paperwork is thorough and accurate

●        Ensure you adhere to all local and state laws and procedures

Will Your Bankruptcy Lawyer Represent You at the Hearing?



Your attorney will engage with all parties on your behalf throughout the entire bankruptcy process including the meeting of creditors. Your attorney can fight for your rights, help mitigate your losses, answer questions, and provide information to the courts.


Your attorney will also help advise you on all matters pertaining to your case before, during, and after all meetings.

Hire a Bankruptcy Attorney in Minneapolis, MN Today

If you are getting ready to file a personal or business bankruptcy, then contact Ron Lundquist. Our law firm has helped thousands of individuals, families, and businesses get the fresh start they need by eliminating their debts. Our goal is to give you the confidence you need to mitigate and control your debt while retaining your assets.


To schedule a free, no-obligation consultation with our bankruptcy law firm in Minneapolis, Minnesota, contact us today at 651-454-0007.