If you think it’s time to file for bankruptcy, it’s crucial you talk to a bankruptcy lawyer to learn how the process works. Deciding whether you should file for bankruptcy is a huge step, and you need to know what you are getting yourself into before you begin. When you contact my office, I will walk you through the process and will help you get back on your feet. I have helped countless customers combat their financial predicaments and will dedicate myself to your case to ensure you get the care you deserve. When you come to my office, I want you to fully understand the bankruptcy process, and here I will discuss some of the overlying aspects of this process.
Mandatory Informational Course
Before you can file for bankruptcy, you must take a mandated credit counseling course. This course can either be taken online or over the phone. Without the certificate that says you completed the course, you cannot file for bankruptcy. However, as soon as you have completed the course, we can begin your bankruptcy case. Though there are many providers you can take this credit course through, I have worked with Summit Financial Education closely for several years, and trust them to help you start your bankruptcy process.
Bankruptcy Petition to the Court
After my office has received your certificate of completion for the informational course, I will put together the necessary papers for your case. After I have all the information I need, I will bring you in to discuss each paper and why it’s necessary. During this meeting and anytime throughout your case, you are free to ask as many questions as you need to fully understand the process. As soon as we are both on the same page, I will send a petition to the court for your case.
Two Types of Bankruptcy
Depending on what you qualify for, you will either end up filing for Chapter 7 or Chapter 13 bankruptcy. Each of these has different qualifiers to determine whether you can file. More often than not, you will qualify for Chapter 7, which typically takes three months to resolve and requires you to spend very little time in court.
Contact a Bankruptcy Lawyer Today
If you are in the Twin Cities area and looking for a law professional who specializes in all types of bankruptcy law, contact my office today. At Ron Lundquist, Attorney at Law, I meet with each client directly and get to know you, so we can find the best solution for you. I will walk you through every step of the process to ensure you fully understand what is happening.
To learn more about my services or to receive a free case consultation, give my office a call at 651-454-0007 or message me on my contact page today.